IT is nice to know that there is so many ppl out thee that share the same luv for the J3 as I do.I am located just up stream from lockhaven. So hopefully I will see some of you guys there this summer for the fly in.Anyway My Brother and I are 50/50ing a j3 And he has zero time for training but he will be getting his student license to train in the Cub.What will the bank require for insurance and because of the student pilot status will the insurance by sky high? No pun intended. Hopefully we can get going on this w/in a week so we can be in the air.thanks for your time.....